Albert Cheng is a product-first investor at Socially Financed who has led growth and product at three of the world's most-used consumer products—Duolingo, Grammarly, and Chess.com—giving him an unusually deep pattern library around engagement, monetization, and retention. He co-founded Socially Financed as a curated community of over 500 fintech operators rather than a traditional GP/LP structure, and is known for embedding gamification and retention design from his consumer app experience into the fintech startups he backs. Albert Cheng is a product-first investor at Socially Financed who has led growth and product at three of the world's most-used consumer products—Duolingo, Grammarly, and Chess.com—giving him an unusually deep pattern library around engagement, monetization, and retention. He co-founded Socially Financed as a curated community of over 500 fintech operators rather than a traditional GP/LP structure, and is known for embedding gamification and retention design from his consumer app experience into the fintech startups he backs.