Andrew Endicott is a venture capital investor at Gilgamesh Ventures who co-founded and scaled Petal, a fintech company that pioneered cash flow underwriting for credit cards and raised roughly $350M in equity and $500M in debt capacity. His background as both a corporate lawyer at Willkie Farr & Gallagher and investment banker at Lazard, combined with his hands-on experience building balance-sheet-heavy fintech products, gives him deep expertise in the intersection of underwriting quality, regulatory compliance, and capital markets access that most VCs lack. Andrew Endicott is a venture capital investor at Gilgamesh Ventures who co-founded and scaled Petal, a fintech company that pioneered cash flow underwriting for credit cards and raised roughly $350M in equity and $500M in debt capacity. His background as both a corporate lawyer at Willkie Farr & Gallagher and investment banker at Lazard, combined with his hands-on experience building balance-sheet-heavy fintech products, gives him deep expertise in the intersection of underwriting quality, regulatory compliance, and capital markets access that most VCs lack.