As a NeoTransformation Expert; I architected and executed bank-wide leadership involving BPR; Business Process Re-engineering, ECM; Enterprise Change Management, and PDI; Partnership Disruptive Innovation NeoFinTPrenuer Achievements 1. FinTechs leadership 2. Project lead for M-Jeki a digital lending to the value chain SME ecosystem $500k (7 days & 30 days) unsecured single ticket lending of airtime, float & devices at (CBR-1%) 12.6% APR to Safaricom dealers & agents, the leading telco in Kenya with 0.03% NPL, >30%ROE. 3. Ecosystem banking leader; universal financial services banking. FinTech; A future ready without the box thinker - upending the status quo and replacing it with something new, bigger, bolder unPerfect & unImagined synoptic connections. Banking; A great leader in corporate & investment Banking, Business Banking, Wealth & Personal markets; providing value to relationships, corporate trade & working capital deals structuring, commercial clients, Small and Medium Enterprises (SME) business development, financial management and structured financing; Business planning and strategy development, financial statement financial extraction and analysis.