Arjan Schütte is an early-stage investor at Core Innovation Capital who frames his work around the thesis that it's expensive to be American, using this data-driven view of structural costs to evaluate fintech opportunities that can lower core living expenses like housing, healthcare, and transportation for everyday Americans. He takes an unusually people-centric approach to evaluating founders, looking for non-obvious indicators of grit and meeting entrepreneurs as early in their journey as possible to build long-term relationships based on mutual fit and trust. Arjan Schütte is an early-stage investor at Core Innovation Capital who frames his work around the thesis that it's expensive to be American, using this data-driven view of structural costs to evaluate fintech opportunities that can lower core living expenses like housing, healthcare, and transportation for everyday Americans. He takes an unusually people-centric approach to evaluating founders, looking for non-obvious indicators of grit and meeting entrepreneurs as early in their journey as possible to build long-term relationships based on mutual fit and trust.