Ashish Agarwal leads Peak XV's fintech investing with an unusually long-hold approach, exemplified by his 7-year investment in Groww that returned roughly 50x while selling only the minimum required at IPO. He operates with a strict regulatory compliance philosophy in fintech, emphasizing black and white adherence to rules and viewing stable regulation as a competitive advantage rather than a constraint. Ashish Agarwal leads Peak XV's fintech investing with an unusually long-hold approach, exemplified by his 7-year investment in Groww that returned roughly 50x while selling only the minimum required at IPO. He operates with a strict regulatory compliance philosophy in fintech, emphasizing black and white adherence to rules and viewing stable regulation as a competitive advantage rather than a constraint.