Daniel Kimerling is a former fintech founder-operator who co-founded and led Standard Treasury through its acquisition by Silicon Valley Bank, where he then ran API banking and global R&D initiatives. At Deciens Capital, he focuses on building the next generation of financial institutions rather than just software, believing that using technology to create new banks, insurers, and asset managers offers better long-term compounding with less dilution than traditional software investments. Daniel Kimerling is a former fintech founder-operator who co-founded and led Standard Treasury through its acquisition by Silicon Valley Bank, where he then ran API banking and global R&D initiatives. At Deciens Capital, he focuses on building the next generation of financial institutions rather than just software, believing that using technology to create new banks, insurers, and asset managers offers better long-term compounding with less dilution than traditional software investments.