Hayden Simmons built Rali_cap from his decade of hands-on fintech experience across Africa, Latin America, and South Asia at companies like Migo, Novi, and Juvo, creating a community-first fund structure where 200+ emerging-market fintech operators serve as LPs who actively help with deal sourcing and founder support. He focuses specifically on B2B fintech infrastructure rather than consumer apps, arguing that APIs and banking-as-a-service platforms offer better unit economics and scalability for cross-regional expansion in fragmented emerging markets. Hayden Simmons built Rali_cap from his decade of hands-on fintech experience across Africa, Latin America, and South Asia at companies like Migo, Novi, and Juvo, creating a community-first fund structure where 200+ emerging-market fintech operators serve as LPs who actively help with deal sourcing and founder support. He focuses specifically on B2B fintech infrastructure rather than consumer apps, arguing that APIs and banking-as-a-service platforms offer better unit economics and scalability for cross-regional expansion in fragmented emerging markets.