Marcelo founded and led Brazilian credit fintech Lendico through its complete lifecycle from concept to a successful exit to Lone Star, reaching over R$1 billion in credit originations and 100+ employees before becoming a VC at Antler. He has extensive published thought leadership on Brazil's banking transformation and completed Stanford's Executive Program plus MIT's blockchain program, giving him an unusually deep combination of hands-on fintech operating experience and formal business education. Marcelo founded and led Brazilian credit fintech Lendico through its complete lifecycle from concept to a successful exit to Lone Star, reaching over R$1 billion in credit originations and 100+ employees before becoming a VC at Antler. He has extensive published thought leadership on Brazil's banking transformation and completed Stanford's Executive Program plus MIT's blockchain program, giving him an unusually deep combination of hands-on fintech operating experience and formal business education.