Matt Harris has been investing in fintech for roughly three decades, long before it was a recognized category, making him one of the sector's original specialist investors who articulates a distinctive "Fintech as the Fourth Platform" thesis that frames fintech as a foundational layer following mainframe, PC, and mobile/cloud eras. He combines a rare mix of private equity and venture experience from his time at Bain Capital, having originally joined on the buyout side in the mid-1990s before later building their NYC venture office, and is known for his unusually deep written macro-theses on the "future of money" where he predicts most value will be held as tokenized digital assets. Matt Harris has been investing in fintech for roughly three decades, long before it was a recognized category, making him one of the sector's original specialist investors who articulates a distinctive "Fintech as the Fourth Platform" thesis that frames fintech as a foundational layer following mainframe, PC, and mobile/cloud eras. He combines a rare mix of private equity and venture experience from his time at Bain Capital, having originally joined on the buyout side in the mid-1990s before later building their NYC venture office, and is known for his unusually deep written macro-theses on the "future of money" where he predicts most value will be held as tokenized digital assets.