Monica Brand Engel is a Peruvian-American venture capital investor at Quona Capital who uniquely started as an operator launching financial products for low-income customers before becoming an investor, giving her an unusually hands-on approach to fintech investing in emerging markets. She was the founding managing director of Accion's Frontier Investments Group, the direct predecessor to Quona, and focuses on cross-pollinating fintech models across Africa, Latin America, and Asia by backing founders who can adapt proven solutions from one emerging market to another. Monica Brand Engel is a Peruvian-American venture capital investor at Quona Capital who uniquely started as an operator launching financial products for low-income customers before becoming an investor, giving her an unusually hands-on approach to fintech investing in emerging markets. She was the founding managing director of Accion's Frontier Investments Group, the direct predecessor to Quona, and focuses on cross-pollinating fintech models across Africa, Latin America, and Asia by backing founders who can adapt proven solutions from one emerging market to another.